Search:

Martin Sumner's Articles in Finance

  • Fighting Your Way Out Of Bad Credit
    No one would choose to have a bad credit rating, but it's a situation that millions fall into whether through misfortune or mismanagement. Having poor credit isn't the end of the world - there are several established ways of clearing up your problems and getting your credit rating back on track.
  • Debt Consolidation or Debt Management?
    Both debt consolidation and debt management are widely advertised as solutions to debt problems. What's the difference between them, and which one is right for you?
  • Don't Let Your Debts Spiral Out Of Control
    Debt problems can seem overwhelming and impossible to confront, but it's only by acting positively that we can start to solve them. Find out how you can fight back against your debts.
  • For And Against Debt Management
    With millions of people facing serious debt problems, debt management is widely offered as a solution. But what are the pros and cons of management, and is it right for you?
  • Face Up to Your Debts, They Won't Go Away
    Having debt problems is a stressful and sometimes scary experience, and it's tempting to ignore the situation. Facing up to your debts is the first step to getting back on an even keel.
  • Do You Have Financial Phobia?
    More and more people are suffering from a fear of personal finance, which can have a devastating effect on their lives. What is financial phobia, and what causes it?
  • A Positive Approach To Debt Problems
    As the economy takes a turn for the worse, more and more people are going to be struggling with debt problems. It's vital to take a positive approach and meet them head on, or the situation will just get more and more dangerous.
  • Why We're So Deeply In Debt
    Financial experts have long warned that personal debt is a timebomb waiting to go off. How did we get into so much debt?
  • Could Your Debt Cost You Your Home?
    The repossession of your home is the ultimate nightmare for people struggling with debts, but the good news is it's not an easy process to force through and is rarer than you may think. Find out the stages involved and how you can stop it happening to you.
  • Using The Snowball Effect To Eliminate Your Debt
    There are many methods you can use to legitimately reduce your debt, but one of the most effective is the so-called snowball effect. Find out what it is and why it's so powerful.
  • How The Credit Crunch Will Affect People With Debt Problems
    Although the crisis is rooted in high finance, the global credit crunch has implications for us all. How will it impact on people already struggling with debt problems?
  • 4 Ways To Be Debt Free Without Bankruptcy
    Years of easy access to cheap credit has left many people struggling with debts. Find out how to get debt free without being forced into bankruptcy.
  • The Effects of Debt on Mental Wellbeing
    No one likes being in debt, but for some people problems get out of hand and have effects outside of their financial lives. How can problem debt affect mental and emotional wellbeing?
  • A Debt Management Primer
    Debt management is an effective strategy for people with serious financial problems. Find out what it is, and what the benefits and drawbacks are.
  • Credit Repair For Yourself
    There are thousands of websites offering their services in repairing a bad credit rating. Unfortunately however, there's no magic bullet solution, but that doesn't mean there's nothing you can do to improve the situation.
  • 5 Steps To Better Budgeting
    When your finances don't add up you need to take action if you want to avoid stressful debt. Getting your personal budget right is the first step.
  • Can You Really Improve Your Credit Rating?
    Your credit rating is an essential part of deciding whether you can get a loan or other finance on decent terms. If yours is damaged, is there anything you can do to improve the situation?

Powered by Article Dashboard